Real Estate Investor Insurance

Offered by Prospect General

Real Estate Investors Rental Portfolio Investment Property Commercial Real Estate Single Family Dwelling Single Policy Replacement Cost Value


Prospect General has created a single policy coverage option for your clients that own portfolios of real estate investment properties. The coverage has been designed to allow for the addition and deletion of properties throughout the entirety of the policy term with applicable prorated accounting ramifications measured to the day of the change. Our focus is on 1-4 unit dwellings but we will also review small apartments and light commercial. Please note we will not cover restaurants or bars/taverns. Prospect has built the product in partnership with Lloyd's of London whose various insurance syndicates have long supported the real estate investor space.

Real Estate Investor Key Features:

  • One Policy. One Payment. For your entire rental portfolio
  • Nationwide in scope
  • Portfolios can be a mix of homes, condos and/or apartment units
  • Built for Buy-and-Hold and/or Fix-and-Flip portfolios
  • Multiple Named Insureds okay (Individuals, LLCs, Trusts, LPs, etc)
  • Few restrictions
    • AirBnb & Vacation Rentals Okay
    • No Brush Restrictions
    • No Year Build or Roof Age Restrictions


$2M Maximum Limit

$10K Minimum Limit

Appointment Required

Carrier Information



Listing Contact

Jorge Martinez Director of Sales and Marketing

Offered By

Prospect General

7 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming


Not Covered

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