Commercial Property Insurance compensates a business if the property used in the business is lost or damaged as the result of various types of common perils such as fire or theft. Property insurance covers not just a building or structure but also what insurers refer to as personal property, meaning office furnishings, inventory, raw materials, machinery, computers and other items vital to a business’s operations.
Commercial Package Insurance includes property, general liability, crime business interruption and can have endorsements that customize the form for particular class of business i.e. restaurants, flower shop, etc.
Apartment: owners of buildings used exclusively as apartment houses, including cooperatives.
Building: lessors of commercial buildings occupied by offices, mercantile and retail establishments.
Business: providing personal consumer services, businesses repairing light consumer goods and businesses engaged in printing.
Condominium: owners of buildings used exclusively as condominiums.
Contractors: residential, specialty trade contractors.
Garage: independently operated or franchised automotive service and repair businesses.
Manufacturers: food products, leather goods, metal goods, paper products, plastic goods, rubber products, textiles and wood products.
Professional Office: Firms providing medical, legal, financial or other professional services for their clientele.
Religious: churches and other houses of worship not affiliated with operating educational institutions.
Restaurant: franchise, family, and high end eateries
Store: retailers primarily engaged in brick-and-mortar commerce.
Technology: Manufacturers of electronics and instruments products.
Technology Office: firm providing computer consultation and a variety of technology services for their clientele.
Wholesalers: distributors of various types of durable and non-durable domestic goods.
New Submissions Requirements:
- Complete ACORD Applications and Company Supplemental Application if applicable - ask your Acct Exec.
- Current Valued Loss Runs with a minimum of 3 years (5 years preferred)
- Copy of current policy or explanation of the type of coverage currently provided.
- Expiring premium or target premium
Rating A Rated
Rating By AM Best
First Choice Ins. Intermediaries, Inc.
9 listings in 50 states + DCView Company
Availability 50 states + DC