Veterinary
Offered by Innovation Growth Partners Specialty, LLC (IGP Specialty)
Animal Shelters Pet Groomers Humane Societies Veterinary Hospitals Mobile Veterinary Pet TrainersDescription
Proprietary and Innovative Resources
Bites, scratches, animal escape, workplace injuries, allegations of sub-standard care, and security breaches are just some of the common exposures facing veterinary and animal services professionals. In addition to caring for animals, veterinary and animal service providers are also tasked with the management of employees, day to day operations, and a myriad of other business responsibilities. A comprehensive risk management program is critical to protecting financial assets, professional reputation, and business operations.
Target Classes
- Single location and/or national multi-location risks
- Small Animal (includes exotic companion mammals, amphibian, avian & reptile pets), Mixed Practice, Large Animal and Equine operations
- Specialty veterinary hospitals, including 24-hour emergency hospitals
- Mobile veterinary practices
- Veterinary behaviorists
- Pet lodging and day care facilities
- Pet groomers
- Pet trainers (non-service animal)
- Humane Societies, SPCAs and other animal welfare organizations with veterinary and shelter/kennel exposures
Coverage Highlights
Package Policy: Provides replacement cost coverage for property, general liability, business interruption, and extra expense, and other important extensions such as employee dishonesty and animal damage to property.
Professional Liability: Covers veterinarians, veterinary technicians, lay employees, residents, interns, externs, groomers, trainers, and volunteers. Individual and entity/group policies available.
- No “Hammer Clause”
- Consent to Settle – no settlement without the veterinarian’s written consent
- Expert Witnesses – provided as necessary by legal counsel
- Coverage area includes the US (including possessions), Puerto Rico and Canada
License Defense:
- Coverage limit available to $250,000 per year
- Legal Counsel – highly experienced handling veterinary professional liability claims
- Expert Witnesses – provided as deemed necessary by legal counsel
Animal Bailee: If an animal is injured, dies or escapes while in your care, custody, and control you can be liable for financial damages.
- Available in the Package Policy and the Professional Liability Policy
- Coverage limit is $50,000 per year. Higher limits available by request.
- Includes coverage while animals are in-transit
- No per animal sub-limit
- Coverage area includes the U.S. (including possessions), Puerto Rico and Canada
Additional Coverage Options
- Workers’ Compensation: Includes coverage for post‑exposure rabies treatment. Volunteer coverage also included for veterinary hospitals.
- Business Auto: Special extensions of coverage are available for modified vehicles designed for mobile veterinary services.
- Excess Liability/Umbrella: Coverage for extra financial protection.
- Special Events Liability: Protects business for activities associated with a special event not covered in a standard liability policy.
- Kennel Cough Coverage: This endorsement extends business interruption and extra expense coverage caused by kennel cough outbreaks. This is especially important for pet lodging and kennel facilities.
*Additional coverage options that may be available for your unique needs.
Offered By
Innovation Growth Partners Specialty, LLC (IGP Specialty)
28 listings in 50 states + DC
View CompanyAvailability 49 states
Covered
Not Covered
