Site Pollution
Offered by UCPM Environmental Insurance
Environmental Pollution Liability Environmental Impairment Environmental Site Pollution Legal LiabilityDescription
Environmental Impairment Liability, commonly referred to as site pollution, is designed to cover site owners and operators and offers first and third party coverage for on-site and off-site cleanup, bodily injury, and property damage resulting from pre-existing and/or new pollution conditions.
Typical Customers
Airports, apartments, auto dealers, auto repair shops, chemical manufacturers, golf courses, hospitals, hotels, industrial parks, manufacturing facilities, marinas, municipalities, office buildings, oil terminals, recyclers, photo developing, pool supply stores, schools, shopping centers, utilities, warehouses, purchasers of a property, sellers of a property, etc.
Potential Exposures
- Underground/Aboveground storage tank leaks
- Spills & seepage from manufacturing/construction operations
- Release of chemicals stored on the property
- Groundwater contamination
- Spills & seepage from current or prior operations
- Release of chemicals stored on the property
- Historical conditions, New conditions and Unknown conditions discovered during development or redevelopment
- Actions of tenants/activities on property
- Illicit Abandonment
Additional Details
- Mold is available as a covered pollutant
- Coverage for lead-based paint and in-place asbestos is also available upon review of professionally prepared written maintenance plans.
- Multi-year policy terms are available for many risks.
- Options available for bodily injury, property damage, and cleanup costs caused by pollution conditions emanating from a covered property. Can provide coverage for New Conditions only, or both Historical and New Conditions, depending on what is required by the terms of the Purchase & Sale Agreement.
- Legionella is available as a covered pollutant
- Lenders/Investors can be added
Details
$50M Maximum Premium
$1M Minimum Premium
Appointment Required
Carrier Information
Non-Admitted
Offered By
Availability 50 states + DC
Covered
Not Covered