Site Pollution

Offered by UCPM Environmental Insurance

Environmental Pollution Liability Environmental Impairment Environmental Site Pollution Legal Liability

Description

Environmental Impairment Liability, commonly referred to as site pollution, is designed to cover site owners and operators and offers first and third party coverage for on-site and off-site cleanup, bodily injury, and property damage resulting from pre-existing and/or new pollution conditions.

Typical Customers 

Airports, apartments, auto dealers, auto repair shops, chemical manufacturers, golf courses, hospitals, hotels, industrial parks, manufacturing facilities, marinas, municipalities, office buildings, oil terminals, recyclers, photo developing, pool supply stores, schools, shopping centers, utilities, warehouses, purchasers of a property, sellers of a property, etc.


Potential Exposures

  • Underground/Aboveground storage tank leaks 
  • Spills & seepage from manufacturing/construction operations 
  • Release of chemicals stored on the property 
  • Groundwater contamination 
  • Spills & seepage from current or prior operations 
  • Release of chemicals stored on the property
  • Historical conditions, New conditions and Unknown conditions discovered during development or redevelopment 
  • Actions of tenants/activities on property 
  • Illicit Abandonment

Additional Details

  • Mold is available as a covered pollutant 
  • Coverage for lead-based paint and in-place asbestos is also available upon review of professionally prepared written maintenance plans. 
  • Multi-year policy terms are available for many risks. 
  • Options available for bodily injury, property damage, and cleanup costs caused by pollution conditions emanating from a covered property. Can provide coverage for New Conditions only, or both Historical and New Conditions, depending on what is required by the terms of the Purchase & Sale Agreement. 
  • Legionella  is available as a covered pollutant 
  • Lenders/Investors can be added



Details

$50M Maximum Premium

$1M Minimum Premium

Appointment Required

Carrier Information

Non-Admitted

Offered By

UCPM Environmental Insurance

10 listings in 50 states + DC

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Availability 50 states + DC

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Covered

Not Covered

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