Cyber Liability
Offered by The Colonial Group
Cyber Liability Cyber Crime Cyber Risk Data Breach Electronic Data Coverage Cyber Data Security Cyber Extortion Cyber Security & Privacy Website LiabilityDescription
This product is designed to address the cyber liability and data security needs of small business owners with up to $10 million in annual receipts.The minimum premium totals an affordable $925 for all four coverage parts.
Product Features: Coverage Part A
- Data Breach Liability: Claims arising from the public disclosure of private information without the authorization of the owner of such information
- Security Breach Liability: Claims arising from failure of the insured's computer hardware/software or other security to prevent transmission of malicious code or denial of service attacks against third parties or the manipulation of data stored by the Insured
- Defense of Regulatory Proceedings: Due to violations of federal or state laws regulating the protection of private informatio
- PCI Fines & Penalties: Credit or debit card industry fines or penalties for inadequately securing credit or debit card information
Coverage Part B
- Data Breach Expense: Covers notification letters to victims, public relations, forensics and credit monitoring expenses due to an unauthorized exposure of private informatio
- Cyber Extortion Threat Expense: Extortion payments made, expense to hire negotiators and rewards to catch extorters
Coverage Part C
Website Liability: Covers claims forlibel, slander, plagiarism, misappropriation of ideas and infringement of copyright and trademark claims arising from the organization's Web site activity
Coverage Part D
- Identity Theft: : Covers credit monitoring and other personal expenses incurred by board members or owners in resolving identity thef
- Board members or owners who are victims of identity theft can access a team of identity theft specialists who will guide them through the process of resolving identity theft issues
Additional Highlights:
- Free access to eRisk Hub Cyber Web portal, webinars and newslette
- Business Resource Center providing discounted background checks with first two for free
Limits Available:
- Coverage Part A up to $1,000,000 aggregate limit
- Coverage Part B up to $250,000 aggregate limit
- Coverage Part C up to $1,000,000 aggregate limit
- Coverage Part D up to $100,000 aggregate limit
* Not available in AL, LA, MS or WV.
Details
Appointment Required
Carrier Information
Non-Admitted
Listing Contact
Andy Perry Agent/Underwriter
Offered By
Availability 45 states
Covered
Not Covered