Farm & Ranch
Offered by River Valley Underwriters
Farm & Ranch Farm Equipment Farm Farming Farm Machinery Operators Farmers Farm Equipment RepairDescription
River Valley Underwriters provides customized coverage solutions for the liability for small- to medium-sized farm operations, as well as property and inland marine.
Typical Risk Examples
Row crop farmers with tenant-occupied dwelling
Tenant farmer
Landowner with farming or leasing to others
Row crop farmer selling wholesale
Farm with livestock sold wholesale
Sheep farm with wool sold wholesale
Farm selling their products at local farmers markets
Beekeeper selling honey and lotion to retail clients
Alpaca farm with wool sold at farmers markets and to individuals
Any type of farm that acts as an event venue; weddings, reunions, seasonal events, etc.
corn mazes and pumpkin patches, Tours, Premises or Facility Rental, Petting Zoos, and Stables
U-pick, farm stands, and farmers markets
Vineyards and orchards
Chickens, swine and pleasure horses
Custom farming, fruit/vegetable harvest contractors, farm machinery operations by contractors
LRO farms with or without tenant-occupied dwellings or owner-occupied dwellings
Tenant farmers
Farms with school tours and petting zoos (farm type animals only)
Farms with hunting exposures and guides & outfitters
Standard Coverages
$1 million Each Occurrence / $2 million General Aggregate / $2 million Products / Completed Operations Aggregate
Limited pollution for agriculture burning - sublimit $25,000 with options to increase up to $100,000
Chemical Drift Liability Coverage – sublimit $25,000
Farm Personal Liability when a CGL with Basic Farm Liability is offered
Increased limits of liability available for Farm Liability & CGL
All-terrain vehicle coverage
Animal rides for profit and charity
Peak season
Spoilage
Property coverage available for Building, BPP, Schedule farm equipment.
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Details
Has Pen
Carrier Information
Non-Admitted
Offered By
Availability 25 states
Covered
Not Covered