Back assisted living stand alone worker's comp

I have a residential assisted living facility that needs workers comp for one employee.

Not sure what state you need or what specific classification applies, but I have included here some info from www.WorkCompare.com. Its an easy way to gather and illustrate the kind of info you want for CA work comp accounts. Normal Anniversary Date: 7/1/2010 Total Payroll: $50,000 Experience Modification Factor: 1 Class Code Description Payroll 9070 Residential Care Facilities for the Elderly $50,000.00 Carrier Unmodified Premium Modified Premium Estimated Premium Legal Low State Compensation Insurance Fund $9,105.00 $9,105.00 $7,659.95 $6,528.37 American Casualty Company of Reading, PA (WorkCompare.com) $3,690.00 $3,690.00 $3,505.50 $2,767.50 Continental Casualty Company (WorkCompare.com) $6,250.00 $6,250.00 $5,937.50 $4,687.50 National Fire Insurance Company of Hartford (WorkCompare.com) $4,970.00 $4,970.00 $4,721.50 $3,727.50 Southern Insurance Company (FirstComp) $5,965.00 $5,965.00 $5,328.33 $3,552.22 Transportation Insurance Company (WorkCompare.com) $5,680.00 $5,680.00 $5,396.00 $4,260.00 Valley Forge Insurance Company (WorkCompare.com) $4,400.00 $4,400.00 $4,180.00 $3,300.00 ACE Fire Underwriters Insurance Company (WorkCompare.com) $4,445.00 $4,445.00 $4,445.00 $2,222.50 ACE Property & Casualty Insurance Company (WorkCompare.com) $5,290.00 $5,290.00 $5,025.50 $2,645.00 Bankers Standard Insurance Company (WorkCompare.com) $6,375.00 $6,375.00 $6,375.00 $3,187.50 Employers Compensation Insurance Company (formerly Fremont) $6,230.00 $6,230.00 $5,731.60 $3,115.00 Manufacturers Alliance Insurance Company (WorkCompare.com) $5,625.00 $5,625.00 $5,343.75 $2,812.50 Pacific Employers Insurance Company (WorkCompare.com) $6,345.00 $6,345.00 $6,345.00 $3,172.50 Pennsylvania Manufacturers Association Insurance Company (WorkCompare.com) $5,000.00 $5,000.00 $3,750.00 $2,500.00 Pennsylvania Manufacturers Indemnity Company (WorkCompare.com) $4,375.00 $4,375.00 $3,587.50 $2,187.50 Sparta Insurance Company (WorkCompare.com) $5,035.00 $5,035.00 $4,531.50 $2,517.50 Star Insurance Company (WorkCompare.com) $5,370.00 $5,370.00 $4,940.40 $2,685.00 Ullico Casualty Company $5,375.00 $5,375.00 $3,762.50 $2,687.50 Williamsburg National Insurance Company (WorkCompare.com) $6,020.00 $6,020.00 $5,479.71 $2,978.11 CompWest Insurance Company $4,650.00 $4,650.00 $3,487.50 $2,325.00 American Guarantee & Liability Insurance Company $4,310.00 $4,310.00 $3,879.00 $2,155.00 American Home Assurance Company (WorkCompare.com) $5,870.00 $5,870.00 $5,252.15 $2,917.86 American Zurich Insurance Company $3,550.00 $3,550.00 $3,195.00 $1,775.00 AmGUARD Insurance Company $4,315.00 $4,315.00 $4,099.25 $3,236.25 Arch Insurance Company $5,590.00 $5,590.00 $5,177.04 $2,783.36 Assurance Company of America $5,070.00 $5,070.00 $4,563.00 $2,535.00 California Insurance Company $6,495.00 $6,495.00 $6,040.35 $4,871.25 Commerce & Industry Insurance Company (WorkCompare.com) $6,750.00 $6,750.00 $6,559.25 $3,279.63 Cypress Insurance Company $5,565.00 $5,565.00 $4,897.20 $2,782.50 Delos Insurance Company $5,930.00 $5,930.00 $5,564.45 $4,392.99 Discover Property & Casualty Insurance Company $4,080.00 $4,080.00 $3,672.00 $2,040.00 EastGUARD Insurance Company $4,035.00 $4,035.00 $3,833.25 $3,026.25 Employers Direct Insurance Company $5,945.00 $5,945.00 $5,945.00 $2,972.50 Employers Insurance Company of Wausau $6,090.00 $6,090.00 $4,567.50 $3,045.00 Everest National Insurance Company $4,530.00 $4,530.00 $4,031.70 $2,265.00 Explorer Insurance Company (WorkCompare.com) $5,115.00 $5,115.00 $4,756.95 $2,557.50 Farmers Insurance Exchange $6,970.00 $6,970.00 $6,273.00 $3,485.00 Granite State Insurance Company (WorkCompare.com) $6,540.00 $6,540.00 $6,372.14 $3,186.07 Great American Insurance Company $4,380.00 $4,380.00 $4,161.00 $3,285.00 Hartford Casualty Insurance Company $5,925.00 $5,925.00 $5,892.63 $4,419.47 Hartford Fire Insurance Company $4,895.00 $4,895.00 $4,895.00 $3,671.25 Hartford Insurance Company of the Midwest $4,380.00 $4,380.00 $4,380.00 $3,285.00 Hartford Underwriters Insurance Company $5,410.00 $5,410.00 $5,395.65 $4,046.74 Insurance Company of the West (WorkCompare.com) $5,115.00 $5,115.00 $4,603.50 $2,557.50 Liberty Mutual Insurance Company $6,090.00 $6,090.00 $4,872.00 $3,045.00 Lincoln General Insurance Company $3,615.00 $3,615.00 $3,253.50 $1,807.50 Majestic Insurance Company $4,750.00 $4,750.00 $3,705.00 $2,375.00 Maryland Casualty Company $6,085.00 $6,085.00 $5,476.50 $3,042.50 Mid-Century Insurance Company $4,880.00 $4,880.00 $4,392.00 $2,440.00 National Union Fire Insurance Company of Pittsburgh (WorkCompare.com) $5,870.00 $5,870.00 $4,989.50 $2,935.00 NorGUARD Insurance Company $4,485.00 $4,485.00 $4,260.75 $3,363.75 North River Insurance Company $3,915.00 $3,915.00 $3,523.50 $2,349.00 Northern Insurance Company of New York $4,310.00 $4,310.00 $3,879.00 $2,155.00 Nova Casualty Company $4,300.00 $4,300.00 $3,784.00 $2,150.00 Oak River Insurance Company $5,395.00 $5,395.00 $4,801.55 $2,697.50 Old Republic General Insurance Corporation $4,485.00 $4,485.00 $3,946.80 $3,363.75 Preferred Employers Insurance Company $4,805.00 $4,805.00 $4,084.25 $3,603.75 Redland Insurance Company $5,990.00 $5,990.00 $5,241.64 $3,573.84 Republic Indemnity Company of America $4,315.00 $4,315.00 $3,797.20 $1,726.00 Seabright Insurance Company $5,820.00 $5,820.00 $4,365.00 $2,910.00 State Farm Fire & Casualty Company $6,120.00 $6,120.00 $5,447.04 $4,539.20 TIG Insurance Company $4,090.00 $4,090.00 $4,090.00 $3,067.50 Tower Select Insurance Company (Insurex) $4,370.00 $4,370.00 $3,714.50 $2,622.00 Travelers Casualty & Surety Company $4,930.00 $4,930.00 $4,437.00 $2,465.00 Travelers Indemnity Company of Connecticut $4,930.00 $4,930.00 $4,437.00 $2,465.00 Travelers Property Casualty Company of America $4,930.00 $4,930.00 $4,486.30 $2,465.00 Truck Insurance Exchange $5,925.00 $5,925.00 $5,332.50 $2,962.50 Twin City Fire Insurance Company $5,150.00 $5,150.00 $5,144.75 $3,858.56 United States Fidelity & Guaranty Company $4,535.00 $4,535.00 $3,628.00 $2,267.50 United States Fire Insurance Company $4,350.00 $4,350.00 $4,132.50 $2,610.00 Wausau Business Insurance Company $4,060.00 $4,060.00 $4,060.00 $2,030.00 Wausau Underwriters Insurance Company $5,075.00 $5,075.00 $4,161.50 $3,045.00 WCIRB Base Rates $2,655.00 $2,655.00 $0.00 $0.00 Zenith Insurance Company $7,460.00 $7,460.00 $6,639.40 $5,222.00 Zurich American Insurance Company $5,070.00 $5,070.00 $4,563.00 $2,535.00 Zurich American Insurance Company of Illinois $6,085.00 $6,085.00 $5,476.50 $3,042.50

If you still need help with this risk, you can try Appalachian Underwriters, Inc. out of Oak Ridge, TN. They specialize in stand alone work comp and were very helpful and competitive on an Assisted Living Facility risk for us.

Call Katie @ RE Chaix Insurance - 707-265-9788 I believe she has several markets for this type of risk. Tower Insurance Co writes these as well.

Great to hear this.