Back Personal Umbrella to include Bed & Breakfast Operations

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Market Requests

M
MPowers May 1, 2025 1:19 PM

Looking for an umbrella or excess liability option to include coverage for Bed & Breakfast operations from the home which is written under HO5 with Lloyds .  I have been told that Commercial Lines can't provide excess over Personal lines policies and Personal Lines markets don't want to cover the B&B operation.  

P
pawansharma2880 May 23, 2025 9:46 AM
In my view, why keep remaining stuck at writing HO5 policy for B&B. Why not write a commercial policy with Scottsdale or some other carrier ?

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