Back Personal Umbrella to include Bed & Breakfast Operations

Posted in
Market Requests

M
MPowers May 1, 2025 1:19 PM

Looking for an umbrella or excess liability option to include coverage for Bed & Breakfast operations from the home which is written under HO5 with Lloyds .  I have been told that Commercial Lines can't provide excess over Personal lines policies and Personal Lines markets don't want to cover the B&B operation.  

O
OriFCIS May 13, 2025 1:35 PM
If you're hitting a wall finding umbrella or excess coverage for a home-based B&B written under an HO5 with Lloyds, First Connect might be worth a look. It's a free platform with access to 120+ markets - including specialty carriers that may consider covering unique risks like this, even when personal and commercial lines don’t line up neatly. No fees, no volume requirements, and competitive commissions. It’s built to help you place tough risks without wasting time. Sign up in minutes: https://info.firstconnectinsurance.com/new-markets?utm_content=mga

Please login or register to leave a response.