Back Does a BYOB restaurant in New Jersey need to have liquor liability insurance??

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Market Requests

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Lou Feb 24, 2020 9:48 AM
I am being told from several underwriters that it is not necessary for a client of mine to have liquor liability insurance if he does not have a liquor license for the state of NJ. Most restaurants I deal with are all byob's.
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wetryharder Feb 24, 2020 11:40 AM
If there is ever an issue they will wish they had it.
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Lou Feb 24, 2020 12:30 PM
He wants the coverage but I cannot find a company that wants to insure a business that has no liquor sales?

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