Back Need homeowner's market for brush in CA

Posted in
Market Requests

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gpoulsen Feb 22, 2007 7:27 PM
Looking for a market to replace USF&G's program thru HullCo. Their brush requirements were more liberal than most. As you may know the USF&G homeowners program became "admitted" in California and they no longer honor the previous appointments. The current risk I'm working on is not in the "brush" but it is close.
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mejames Feb 23, 2007 1:12 PM
I write a policy with a no-admitted carrier that includes 10% Law & Ordinance, 150% Ext. Replacement Cost, and has 150 foot brush clearance underwriting guideline. If interest, please e-mail or fax me an application for a sample quote. Thank you. Susan Keller 619-445-5797, ext. 109 Fax. 619-445-8806 e-mail address: sakeller@michaelejames.com
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NNEWMAN Feb 23, 2007 1:13 PM
Have you tried Cypress Point? They had a facility with State National a few years ago.
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eldene Feb 23, 2007 1:27 PM
You could write with the FAIR plan and add a wrap. Monarch in San Diego does wraps. Bliss & Glennon has a program with London that is good but requires at least 200' clear of brush. Good Luck!
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cywins Feb 23, 2007 2:35 PM
Try Foremost Ins. Co..
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kjtbug Feb 24, 2007 5:27 PM
Depending on the home value, you may want to try going through a wholesaler that can place it in the admitted market. Home value must be over $1M. Try marketscout.com.
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homeownersunit Feb 26, 2007 1:47 PM
We have written some of those homes that were tossed out of that Hull program. I write a policy with a non-admitted carrier that has a 200 foot brush clearance underwriting guideline. The policy can include 15% Law & Ordinance, 200% Ext. Replacement Cost, & no cap on BUSD. We are also able to cover mold remediation up to $100k and have Quake capacity up to $15 mil. with no closed zip codes in all of CA. If interested, please e-mail or fax me an application for a quote and reference this website. Thank you. Chris Nitz 818-251-3506 ph 818-710-8563 fax cnitz@wcis-ins.com

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