Back CGL Market Needed for Power Sport Rental Company

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Market Requests

mreimer Jul 30, 2020 9:57 AM

I am looking for a carrier for CGL for a power sport rental business. The business sells memberships to their customers. The membership gives these customers access to use Wakeboard Boats, UTV's, Toy Haulers and Snowmobiles. The company does NOT rent out personal cars or trucks. Members will schedule to use one of the toys and pick it up and drop it off at the scheduled time. All members have drivers license checks done and have to go through an in person training to learn to use the equipment and they have to pass a driving test with the instructor. They have been in business for approx 10 years. They have a clean loss history. Company provides all the certified safety equipment for each of the toys and does inspections on all of them before and after each use. If you are not a member you cannot access their equipment.

I have shopped it to a ton of markets and everyone has declined except a couple. The premiums that have come back have been completely un-affordable. Hoping someone might have some thoughts on a carrier I haven't thought of yet.

mjtj@dtcinsurance Jul 31, 2020 1:09 PM
try nif, north island facilities
mreimer Jul 31, 2020 1:27 PM
Thanks I'll check them out!
gzsch99 Aug 1, 2020 12:05 PM
Hi there.  What markets have you approached and who offered terms?  We have a few markets that could write this, but want to make sure we aren't duplicating efforts.  Greg Zschiesche  CRC Houston   
mreimer Aug 1, 2020 12:27 PM
Hey Greg.  I was working with CRC and she thought she had some markets as well.  But ultimately they came back as declined. The biggest two hurdles we seem to be running into was the ATV/UTV exposure and the fact that they have high revenue exposure. She went to Hiscocox, Markel, cover x and I think Ategrity.   
afshiu Aug 3, 2020 9:50 AM
HI mreimer! I would like to take a shot to see if any markets can offer you a solution. Pleae email me your submission to If you have any questions, please feel free to call me at (415) 999-0207. Thanks!!    

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