Back Bar / Restaurant with Liqour Liab and Assault & Battery Coverage included / Tattoo shop with A&B included

Posted in
Market Requests

bfdwade1 Aug 8, 2019 3:51 PM
I have LRO client of 20+ yrs. Client own 4 commercial buildings in Nashville, T. 37206. Each bldg is 100% occupied by single tenant. Tenants are: 1) Cobra Bar & Grill, 2) Rosepepper Mexican Cantina 3) Electric Hand Tattoo, 4) Toro Vintage Clothing. All 4 tenants have triple net leases.

LRO's previous years coverage did not include A&B Exclusion. All of the 4 tenant's coverages did include the A&B Exclusion. There was an A&B occurrence at #1's (Cobra G&G) location which took place in the parking lot after the business was closed for the evening. LRO's insurance was called into play, paying in the neighborhood of $50,000.00. LOR is currently without A&B coverage, but looking for such coverage. LRO wants all tenants to secure A&B coverage. All of the tenants are stable, with good experience. As an agent, I only write coverage for one of the four tenants, Electric Hand Tattoo. The possibility to write all four operations is possible if I can secure A&B for all tenants. Any ideas or options?
gzsch99 Aug 13, 2019 10:15 AM
Hi bdfwade1,   Did you get this taken care of already? If not, we might be able to help. Feel free to email me your contact info as we might have a few markets willing to look at your account. 
Vaulman Aug 21, 2019 9:54 AM
Founders Insurance Company writes Liquor Liability with A&B as buyback in TN.  Our top classes include bars and restaurants. Pat

Please login or register to leave a response.