Underwriting Services Management Co.
www.usmcins.com
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We are always looking to find underserved niche markets and provide a product that fills that void. We have a network of agents that span the entire United States. With over 50 years of experience we have the know how needed to get things done.
We look for agents that have small homogeneous risk with good loss ratio.
Hired & Non-Owned Auto GL: Our hired and non-owned coverage came out of a need mandated by the states to have black car dispatchers carry this coverage. We write all hired and non-owned except food delivery.
Types of risk:
- Black car dispatchers
- Employers with employee's that use their own vehicle in the course of work and contractors that work for you.
- Individuals required by contract to carry this coverage
Limits: $1,000,000
Waste Haulers and Truckers GL: Our program is designed for small independent waste haulers that serve the portion of the market not serviced by Municipal sanitation services.