Accident & Health• A&H Global Risk Solutions: Business Accident Insurance AD&D and additional coverage options available for employees traveling on company business, while at work, or on a 24-hour basis
• Multinational Travel Accident Insurance: Customized corporate accident plans for multinational companies that conform to local legal requirements
• Global Medical Insurance: Protection against sudden illness or serious injury for individuals traveling outside their home country on business
• University Global Travel Solutions: Comprehensive travel benefits and services for the higher education market - covering employees, students, directors, alumni and others traveling on behalf of the institution.
• Study Abroad Insurance (Inbound / Outbound): Flexible student medical plans with emergency and security response benefits and other optional travel related benefits.
• Foreign Travel Insurance: Designed to supplement mandated Defense Base Act benefits providing 24-hour accident coverage worldwide
• International Travel Programs: Featuring plans built for work and travel programs; international internship programs; camp programs for all ages; high school student exchange programs; au pair programs and the like.
Special Risk Products
• Student Accident: Numerous plan options include school-time or 24-hour coverage, coverage for interscholastic sports, field trips, extracurricular activities, and school-sponsored activities and events
• Participant Accident: Blanket accident medical benefits and optional AD&D, dental, and disability benefits for group-sponsored activities or special events
• Student Health: Allows colleges and universities to offer healthcare plans to their students on a mandatory or voluntary basis
• Trip Travel Insurance: Medical expense, evacuation, repatriation, and accident benefits for individuals traveling outside of their home country whether on business, while pursuing an education, or on pleasure Employee Benefit Plans
• Limited Medical Insurance: Flexible limited A&S benefit plans, affordably priced and designed to meet the needs of part-time or hourly employees or full-time employees with high deductible plan coverage
• Basic 24-Hour and "Carve Out" Accident Insurance: Employer-paid accident coverage that provides optional additional benefits for employees or eligible dependents
• Voluntary Accident Insurance: Worldwide accident protection, 24/7, with attractive additional benefits to help fill the gaps in traditional insurance. Benefits are paid in addition to any other insurance.
• Vision Care Plans: Fully insured coverage for employees, students, members and their dependents
• Prescription Drug Plans: National access to discount pharmacy products and services as well as retail generic insurance plans and optional benefits for brand name drugs
• Dental Indemnity: Maximum flexibility, freedom to choose dental providers and quality dental care for employees and their families
• Hospital Indemnity Insurance: Daily benefits for individuals confined in a hospital with optional benefits available for post-confinement recovery, home health care, and confinement in a skilled nursing facility
Occupational Accident Insurance
• Blanket Occupational Accident Insurance: Provides affordable, on-the-job accident insurance coverage for work related injuries including coverage on or off business premises
• Self-Insured Retention (SIR) Recovery: Helps to protect employers' self insured retention or high plan deductibles by providing benefits for losses resulting from work-related accidents
• Texas Non-subscriber Occupational Accident and Primary Employers Indemnity Insurance: Alternative coverage for Texas Non-Subscribers to help protect them from the financial loss caused by occupational accidents, disabilities, and workplace negligence
- Website: www.ram-insurance.com
- Phone: 1-866-673-0865
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