Group Homes

Target Classes: Group Homes.

Policy Structure:
• Professional Liability and General Liability Coverage;
• Claims-made and reported coverage form. (Note: General Liability occurrence coverage form may be used for certain risks);
• Policies issued with a per claim deductible that applies to both indemnity and expense;
• Broadened Coverage available for select risks and may include; incident trigger, defense outside the limit, silent on punitive damages, indemnity only deductible, etc.;
• 1, 2, 3 year tail options available;
• Professional Liability and General Liability Coverage can be written on a stand-alone basis with separate limits or a combined basis with a shared aggregate limit;
• Primary GL/PL limits available up to $2,000,000. Limits up to $5,000,000 available on an individual risk basis;
• Employee Benefits and Non-Owned Auto coverages are available;