Professional Athletes (AD&D)

Traditional disability carriers will not consider writing coverage on certain
occupations. Many reasons go into their decision including High Risk Occupations
and Inconsistent Income. Most occupations can be considered by Petersen International Underwriters including Artists, Ships' Captains, Pilots, Off shore Oil Workers, Fishermen, Stunt People, Actors, Professional Athletes, Writers, and Loggers to name only a few.

Professional Athletes Disability Insurance is designed to guarantee the benefits of the athlete's contract, their current income, or protection for young players before being drafted into the professional leagues. Many sports do not guarantee the benefits to the player for longer than the current contract year. If the player is injured and is not able to make the cut during the pre-season their contract may be waived. Petersen International Underwriters offers benefits that are structured based on the players contract or their income and the type of sport.