Small Hospitals

Critical Access, Rural/Community and Specialized Hospitals

A.M. Best "A" XV rated carrier
Hospitals with 100 staffed beds are eligible
Facilities with nursing home beds in conjunction with hospital beds
Limits available up to $1M per occurrence and $3M aggregate
Claims defense in addition to limits shown on declarations page
Claims-made professional liability
Claims-made or occurrence general liability
Professional employees including physicians
Claim trigger is a reported incident
Extended Reporting Period for 12, 24 or 36 months
Prior acts coverage
Sexual misconduct/abuse included up to policy limits
Employee benefits liability sublimit of $100,000/$100,000
Minimum of $1,500 deductible
Minimum Premium $15,000