High Value Homeowners (HO3)

While many carriers refuse to insure difficult risk such as high-value properties in coastal areas, Shelly, Middlebrooks & O'Leary has the markets and programs to provide stable, long-term homeowners insurance for all your clients, regardless of where they live. Our homeowners market offers competitively priced coverage for a range of sizable and complex homeowners exposures, including high-value properties, older homes, secondary/seasonal residences, rental properties, builders risks and homes with prior losses. ISO forms are tailored to the individual needs of the client. In addition we can offer Personal Article Floater (PAF) Coverage and Excess Flood Coverage for these risk on one policy.