Here are some basic program details: This is pay-as-you-go, meaning that we will collect the workers' comp premium and payroll taxes with each payroll. We must do the payroll - no execeptions. We provide the carrier with the payroll report along with the premium - eliminating audits. WE DO NOT CHARGE FOR THE PAYROLL PROCESSING. The carrier underwrites this for us. You are joining a group policy, but you will receive certificates in the name of your own business (including CSLB). This is not employee leasing or a co-employment arrangement. You retain all control over your employees.