Stock Throughput InsuranceStock Throughput product begins when the insured purchases raw materials and continues to cover all transits to distribution centers and manufacturing facilities, while in process, including storage of the final products until delivery to the final customer. Stock Throughput Policies (STP) are usually purchased by manufacturers, distributors or traders who have a significant amount of Inventory (storage) exposure. Additionally, Marine Cargo Underwriter's Storage Rates tend to be considerably less volatile than those offered by Property Underwriters. as such, CAT rates (Earthquake, Wind and Flood) are typically more competitive and high limits are more easily obtainable. Combining Inventory (storage) exposure and Cargo exposure helps create Economies of Scale and reduces total premiums .Achieves unrivalled premium ratings.
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