Vacant Property Insurance

offered by Foremost
Foremost® provides a policy for the unique insurance needs of a vacant home. Our broad eligibility includes:
• Homes for sale
• Homes for rent
• Vacant mobile homes
• Properties in the name of an estate
• Homes under minor renovation
• Ability to write a vacant property after the property has been foreclosed
• And more!

Our Vacant policy is Named Peril with the added benefit of an Agreed Loss Settlement in the case of a covered total loss and includes:
• Pro-rated cancellation: Although written as a full year policy,customers can cancel any time, subject to a minimum earned premium (other companies may offer a three or six month policy, but they may not refund any money if the policy is cancelled during the term)
• Endorse to a Landlord policy: In most states, you can endorse a Vacant policy to a Landlord policy if the home is rented – no need to cancel and rewrite the policy
• Vandalism coverage available: Foremost offers optional vandalism coverage on vacant homes (many companies do not)
• No restrictions on age: There are no restrictions on the age of the home
• Lower premium: Optional higher deductibles to help lower premium

• High Liability limits
• Vandalism and Malicious Mischief
• Personal Injury
• Unattached Structures

Not all products and discounts are available in all states.
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Product Details

  • Yes
  • 5,000
  • 1,000,000
  • Foremost Insurance Company
  • Yes

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Available in: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
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Foremost Agency Services 1-800-237-6136