E & O Insurance for agencies writing Property & Casualty and/or Life & Health coverage. Minimum premium starts at $1,250 and the program is admitted in all 50 states. Underwritten by Fireman's Fund Insurance Company whose financial strength earned it an A (Excellent) XV rating from A.M. Best Company (12-08). Fireman's Fund is a company of Allianz, one of the largest insurance and financial services companies in the world.