UPA offers workers' compensation insurance for fine or casual dining restaurants. Coverage available in 46 states for restaurants with multi-state operations. UPA brings your clients a branded UPAY-As-You-Go innovative payroll solution, aggressive leading edge claim management strategies and commitment to valued customer service. UPAY-As-You-Go is an affordable, flexible payment plan with no down payment. Eliminates need to remit payrolls or premiums to multiple parties.