Small Accounts Program

U.S. Specialty Insurance Company is a leading provider of Primary Employers Indemnity (PEI) coverage, available in Texas only. The program provides work related medical and wage replacement benefits in addition to Employers Liability and defense cost coverages. This product is designed for employers who choose not to purchase workers compensation for their employees.

Target markets include those with under 20 employees.

• Admitted, A+10 Best Rating
• No policy aggregate
• ERISA plan provided with binding arbitration
• All claim services included, including medical bill review/repricing at no additional charge
• Separate limits for medical and Employers Liability coverage
• Unlimited defense costs outside the policy limits