We have the lowest minimum premium available for qualified fire/water restoration contractors in America. The minimum premium is $2500 without mold coverage and $5000 with mold coverage. Coverage can be written to include the GL, Contractor Pollution, and Professional Liability. The professional liability is written in accordance with the S520 and S500 standards of IICRC. We are one of only 4 wholesalers in the country who have this market.