Homeowners (HO-3)

Howeowners HO3
• Replacement Cost on Dwelling & Contents
• New Inflation Guard (3% increase annually)
• Owner Occupied Dwellings (except mobile homes) for private residential use
• 1-2 Units
• Values ranging from $50,000 to $350,000
• Eligible owners show pride in ownership
• This program allows up to 6 horses (for personal use only)
• Swimming pool and trampoline liability coverage available
• Protection 1-10
• Will write Post & Pier risks
• Optional Earthquake Coverage Available
• Credits Available
• Log Homes (factory milled logs) Homeowners HO1
• Owner Occupied or Seasonal/Secondary Dwellings
• Values ranging from $20,000 to $300,000
• Personal effects replacement cost available
• Optional earthquake coverages available