Outbreak Extra Expense is designed to provide businesses with insurance coverage in the event that their business operations are suspended by a public health official due to a covered contagion originating at or emanating from an operational premises.
The policy pays a day to day per location limit listed in the policy regardless of any actual income lost. The proceeds can be used for a reduction of revenues as well as a variety of unforeseen expenses including clean up, public relations, increased advertising costs, compliance and continuing payroll expense.