Child Care and Nursery

offered by Southern Cross Underwriters
Our Child Care and Nursery product offers broad coverages, including Liability, Professional, and Sexual/Physical Abuse. We offer quick turnaround time and in house underwriting capabilities.

Coverages:
• Liability
• Professional
• Sexual & Physical Abuse

Related Coverages:
• Automobile
• Cargo
• Inland Marine
• Property
• Umbrella
• Workers' Compensation

Sample Classes of Business:
• Commercial
• Drop in Care
• In Home
• Sick/Special Needs Care

Limits of Liability:
• $1,000,000/$2,000,000
• Higher Limits Available

Carriers:
• A++ Rated Superior by A.M. Best

Program Enhancements:
• Coverage for extended hour and overnight commercial child care facilities
• Coverage for risks with pets, pools, and field trips
• Defense Cost Reimbursement Coverage for alleged acts of molestation or abuse against the facility owner
• Employees including Directors and Assistant Directors as insureds under Child Molestation or Abuse Coverage
• Hired and Non-Owned

Product Details

  • Yes

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Availability

Available in: AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
Covered
Not Covered

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