Businessowners Program

Expanded class eligibility and embedded coverage that covers equipment breakdowns, employment practices liability and automatic coverage extensions.

The Austin Businessowners Program provides protection for the following business segments:
• Apartment-specifically designed for select apartment risks that were built in the last 30 years
• Condominium-for condo building owners; offers a directors and officers liability option
• Contractors/Artisans-offers coverage specifically designed for special artisan trade contractors
• Convenience Food Stores, Grocery Store and Supermarkets - for select retail convenience, grocery and supermarket stores that may be engaged in gasoline sales with or without restaurant operations
• Motels - or select independently operated or franchised motel/hotel risks that were built in the last 30 years
• Office - offers coverage for a variety of offices that provide professional services to clients and whose buildings do not exceed six stories in height
• Processing/Service Risks - designed for the wide variety of processing and service risks; offers liability options for barbers and beauticians, funeral directors, optical and hearing aid establishments, pharmacist liability, printers' errors and omissions and veterinarians
• Restaurants-for limited cooking, fast food, casual dining and fine dining food service establishments
• Retail/Mercantile-offerings specific to the needs of assorted retailers
• Self Storage Facilities-for the secure public storage risks
• Wholesalers/Distributors-offers coverage for distributors of domestic goods