Underwriting Guidelines:
* Five years of payroll history
* Five years of premium history
* Five years of currently valued loss runs
* Five year loss ratio less then 35% or 1% of payroll
* Explanation of any losses above $75,000
* Preferred premium size $100,000 and above.
Sample Classes Written:
Residential Care Facilities for Adults - N.O.C. - all employees 9070(3)
Residential Care Facilities for Children - N.O.C. - all employees 8823
Residential Care Facilities for the Developmentally Disabled -all employees 9085
Residential Care Facilities for the Elderly - N.O.C. - all employees 9070(1)