Long Term Care Facilities

Healthcare facilities and professional practitioners must have General and Professional Liability Insurance to protect them against lawsuits that without insurance could wipe them out. In recent years, many states have experienced a lawsuit crisis that caused traditional insurers to withdraw from the state, raise premiums to unaffordable levels, and establish prohibitively restrictive terms/conditions. Participation in a well-managed Risk Retention Group enables healthcare providers to control their own destiny. They own the Company. They establish Risk Management protocols that keep loss ratios down and aggressive claims handling that causes trial lawyers to look elsewhere for targets.