Not all clients are perfect. This product is for the ones who have a few dinks in their record. Limits available to $5,000,000 True umbrella form. $0 retention Worldwide Coverage. All ages considered as long as they have a valid drivers license. High profile is OK. Households with up to 10 violations or 5 accidents fit the program. Household max of 2 DUI violations. Pets OK if not excluded in primary policy. Risks with open claims eligible. Also eligible when auto is written on a business auto policy. Minimum underlying $300,000 on liability, $500,000 on auto.