Hazardous Waste Storage & Disposal Facilities

Pollution Legal Liability

Policy Highlights:
• Claims made policy
• Sudden and gradual coverage for any third party liability claims including defense (within policy limits)
• Can be tailored to provide historical as well as ongoing coverage.
• Locations to be covered are scheduled in the policy
• Policy has broad definition of environmental impairment
• Premiums are as low as $3,500
• Limits as high as $50,000,000
• Minimum premiums for tank sites $500
• General liability coverage may be included for some facilities

First an Third Party Pollution Liability

Policy Highlights:
• Policy includes all coverage(s) outlined above
• Also includes trigger for discovery of onsite release
• Covers all expenses for claims investigation, adjustment and defense
• Defense is within policy limits
• Onsite third part BI/PD

Other Coverage Enhancements
• Transportation by or on behalf of the insured
• Non-owned disposal site

Remediation Programs

Policy Highlights:
• Cost cap for remediation projects
• Self insured retentions in excess of project estimates
• Brownfields restoration can be covered

Lender Liability / Property Transfer

Policy Highlights:
• Protects against losses resulting from pollution incidents
• Insures sellers for divestitures or purchases of property for buyers and lenders