Posted on 12/31/2009
I ran a quick estimate on
www.workcompare.com: and you might consider FirstComp (Southern Insurance). Maybe also CNA small comp or Delos.
Here's some comparative rating info from their website on the class/payroll:
Normal Anniversary Date: 1/1/2010
Total Payroll: $115,000
Experience Modification Factor: 1
Class Code Description Payroll
7207 Stables $115,000.00
Carrier Unmodified Premium Modified Premium Estimated Premium Legal Low
State Compensation Insurance Fund - Filing has been updated $35,822.50 $35,822.50 $28,420.52 $24,222.03
American Casualty Company of Reading, PA (WorkCompare.com) $10,833.00 $10,833.00 $10,276.49 $8,113.02
Continental Casualty Company (WorkCompare.com) $18,055.00 $18,055.00 $16,787.49 $13,253.28
National Fire Insurance Company of Hartford (WorkCompare.com) $14,444.00 $14,444.00 $13,531.99 $10,683.15
Southern Insurance Company (FirstComp) - Filing has been updated $20,677.00 $20,677.00 $17,125.89 $11,417.26
Transportation Insurance Company (WorkCompare.com) $16,249.50 $16,249.50 $15,159.74 $11,968.21
Valley Forge Insurance Company (WorkCompare.com) $12,638.50 $12,638.50 $11,904.24 $9,398.08
ACE Fire Underwriters Insurance Company (WorkCompare.com) $14,133.50 $14,133.50 $13,757.35 $6,878.68
ACE Property & Casualty Insurance Company (WorkCompare.com) $16,813.00 $16,813.00 $15,428.87 $8,120.46
Bankers Standard Insurance Company (WorkCompare.com) $20,263.00 $20,263.00 $19,329.07 $9,664.53
Employers Compensation Insurance Company (formerly Fremont) $19,676.50 $19,676.50 $18,102.38 $9,838.25
Manufacturers Alliance Insurance Company (WorkCompare.com) $17,871.00 $17,871.00 $16,342.50 $8,601.32
Pacific Employers Insurance Company (WorkCompare.com) $20,171.00 $20,171.00 $19,245.44 $9,622.72
Pennsylvania Manufacturers Association Insurance Company (WorkCompare.com) $15,893.00 $15,893.00 $11,745.05 $7,830.04
Pennsylvania Manufacturers Indemnity Company (WorkCompare.com) $13,903.50 $13,903.50 $11,273.39 $6,874.02
Republic Indemnity Company of America - Filing has been updated $16,985.50 $16,985.50 $14,947.24 $6,794.20
Sparta Insurance Company (WorkCompare.com) $16,008.00 $16,008.00 $14,006.14 $7,781.19
Star Insurance Company (WorkCompare.com) $15,617.00 $15,617.00 $13,346.57 $7,253.57
Ullico Casualty Company
$17,192.50 $17,192.50 $11,267.96 $8,048.54
Williamsburg National Insurance Company (WorkCompare.com) $17,871.00 $17,871.00 $15,194.22 $8,257.73
CompWest Insurance Company - Filing has been updated $18,296.50 $18,296.50 $13,722.38 $9,148.25
American Guarantee & Liability Insurance Company - Filing has been updated $16,962.50 $16,962.50 $14,787.02 $8,215.01
American Zurich Insurance Company - Filing has been updated $13,972.50 $13,972.50 $12,340.90 $6,856.06
AmGUARD Insurance Company $13,719.50 $13,719.50 $12,480.17 $9,852.77
Arch Insurance Company $18,883.00 $18,883.00 $16,192.02 $8,705.39
Assurance Company of America - Filing has been updated $19,964.00 $19,964.00 $17,242.55 $9,579.19
California Insurance Company - Filing has been updated $25,553.00 $25,553.00 $23,764.29 $19,164.75
Cypress Insurance Company - Filing has been updated $23,046.00 $23,046.00 $20,280.48 $11,523.00
Delos Insurance Company - Filing has been updated $18,848.50 $18,848.50 $16,499.31 $13,025.77
Discover Property & Casualty Insurance Company $13,880.50 $13,880.50 $11,675.77 $6,486.54
EastGUARD Insurance Company $12,822.50 $12,822.50 $11,713.24 $9,247.29
Employers Insurance Company of Wausau - Filing has been updated $23,966.00 $23,966.00 $17,567.80 $11,711.87
Everest National Insurance Company - Filing has been updated $15,398.50 $15,398.50 $13,704.67 $7,699.25
Explorer Insurance Company (WorkCompare.com) - Filing has been updated $19,987.00 $19,987.00 $17,106.83 $9,197.22
Farmers Insurance Exchange $23,598.00 $23,598.00 $21,238.20 $11,799.00
Great American Insurance Company $14,892.50 $14,892.50 $13,150.76 $10,382.18
Hartford Casualty Insurance Company - Filing has been updated $23,322.00 $23,322.00 $22,680.73 $17,010.55
Hartford Fire Insurance Company - Filing has been updated $19,262.50 $19,262.50 $18,763.31 $14,072.48
Hartford Insurance Company of the Midwest - Filing has been updated $17,238.50 $17,238.50 $16,810.15 $12,607.61
Hartford Underwriters Insurance Company - Filing has been updated $21,298.00 $21,298.00 $20,727.57 $15,545.68
Insurance Company of the West (WorkCompare.com) - Filing has been updated $19,987.00 $19,987.00 $16,572.58 $9,206.99
Liberty Mutual Insurance Company - Filing has been updated $23,966.00 $23,966.00 $18,338.08 $11,461.30
Lincoln General Insurance Company $12,937.50 $12,937.50 $10,919.58 $6,066.43
Majestic Insurance Company $16,157.50 $16,157.50 $12,365.99 $7,926.92
Maryland Casualty Company - Filing has been updated $23,954.50 $23,954.50 $20,507.18 $11,392.88
Mid-Century Insurance Company $16,514.00 $16,514.00 $14,862.60 $8,257.00
NorGUARD Insurance Company $14,260.00 $14,260.00 $13,369.65 $10,554.99
North River Insurance Company - Filing has been updated $13,317.00 $13,317.00 $11,223.90 $7,482.60
Northern Insurance Company of New York - Filing has been updated $16,962.50 $16,962.50 $14,787.02 $8,215.01
Nova Casualty Company $14,628.00 $14,628.00 $12,014.52 $6,826.43
Oak River Insurance Company - Filing has been updated $22,344.50 $22,344.50 $19,886.61 $11,172.25
Old Republic General Insurance Corporation $15,260.50 $15,260.50 $12,510.45 $10,662.32
Preferred Employers Insurance Company - Filing has been updated $28,370.50 $28,370.50 $24,114.93 $21,277.88
Redland Insurance Company - Filing has been updated $23,586.50 $23,586.50 $19,038.70 $12,980.93
Seabright Insurance Company - Filing has been updated $22,908.00 $22,908.00 $16,527.53 $11,018.35
State Farm Fire & Casualty Company - Filing has been updated $21,700.50 $21,700.50 $17,786.80 $14,822.33
TIG Insurance Company $13,823.00 $13,823.00 $13,475.11 $10,106.33
Tower Select Insurance Company (Insurex) $13,880.50 $13,880.50 $11,634.77 $8,212.78
Travelers Casualty & Surety Company $14,248.50 $14,248.50 $12,549.82 $6,972.12
Travelers Indemnity Company of Connecticut $16,767.00 $16,767.00 $14,737.14 $8,187.30
Travelers Property Casualty Company of America $16,767.00 $16,767.00 $14,898.94 $8,186.23
Truck Insurance Exchange $20,067.50 $20,067.50 $18,060.75 $10,033.75
Twin City Fire Insurance Company - Filing has been updated $20,274.50 $20,274.50 $19,739.89 $14,804.92
United States Fidelity & Guaranty Company $15,421.50 $15,421.50 $11,537.45 $7,210.90
United States Fire Insurance Company - Filing has been updated $14,800.50 $14,800.50 $13,743.36 $8,680.02
Wausau Business Insurance Company - Filing has been updated $15,985.00 $15,985.00 $15,440.37 $7,720.18
Wausau Underwriters Insurance Company - Filing has been updated $19,975.50 $19,975.50 $15,799.34 $11,560.49
WCIRB Base Rates $9,027.50 $9,027.50 $0.00 $0.00
Zenith Insurance Company - Filing has been updated $26,703.00 $26,703.00 $23,765.67 $18,692.10
Zurich American Insurance Company - Filing has been updated $19,964.00 $19,964.00 $17,242.55 $9,579.19
Zurich American Insurance Company of Illinois - Filing has been updated $23,954.50 $23,954.50 $20,507.18 $11,392.88
