Five Insurance Checklists and Client Letters An Agency Can't Be Without in 2009

Errors and omissions carriers and consultants highly recommend the use of insurance checklists to aid agents in smoking out the insured's true exposures and as proof that certain information was sought. Some agencies take the use of checklists so seriously that they do not pay the producer, or lower his pay, if the requisite checklists are not in the file - signed by the client.

Following are links to four checklists and one client letter that agents can use in the upcoming year to aid them in discussions with clients.

• Workers' Compensation Coverage Checklist
• Flood Policy Insurance and Risk Management Checklist
• Property Valuation Checklist
• Who Is An Insured Coverage Checklist
• A letter to homeowners' clients regarding the ordinance or law exposure.

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