Workers' Compensation Coverage Checklist


MyNewMarkets.com, over the last several weeks, has provided a series of articles exploring workers' compensation and employers' liability. Topics have included contractual risk transfer, the course and scope rule, injury gray areas, combinability, premium audits and many other work comp specific information.

Attached to this link is the workers' compensation and employers' liability coverage checklist for your use with your clients. A series of questions and some explanatory footnotes are included for use. The series of articles will be kept on www.mynewmarkets.com for a period of time should you desire clarification of any points in the checklist.


All terms in this glossary and the glossary itself is taken from the book "The Insurance Professional's Practical Guide to Workers' Compensation: From History through Audit." The book is available now to add to your insurance library.

Workers' Compensation Insurance Series Series

  1. Workers' Compensation History: The Great Tradeoff!
  2. WC Injury: The 'Course and Scope' Rule
  3. Workers' Compensation: Occupational Disease
  4. Workers' Compensation Benefits
  5. One-Eyed, One-Legged and One-Armed Men Need Not Apply - The Rise of Second Injury Funds
  6. The Decline of Second Injury Funds
  7. Workers' Compensation - Who Is An Employee
  8. Workers' Compensation - The General Contractor's Responsibility
  9. Workers' Compensation - Contractual Risk Transfer
  10. Workers' Compensation - Exempt Employees
  11. Workers' Compensation - Exempt Employees Part II
  12. WC Extraterritorial Jurisdiction Problems - When to Add '3.A.' States Continued
  13. Workers' Compensation and Other States (3.C.) Extraterritorial Jurisdictions
  14. Workers' Comp - Audit Problems and Additional Premiums
  15. Employers' Liability Insurance - Agents Need to Know What Lawyers Already Do
  16. Work Comp and CGL Gaps Necessitate Employers' Liability Insurance
  17. Employers' Liability Coverages
  18. Employers' Liability - Exclusions, Monopolistic States and Limits
  19. Employers' Liability Endorsements
  20. Workers' Compensation - The Borrowed Servant Doctrine Defines the Employer?
  21. Borrowed Servant Doctrine - Part 2
  22. Borrowed Servant Doctrine Conclusion
  23. Workers' Compensation - Insuring PEOs and Their Client/ Employers
  24. Workers' Compensation - Combinability of Entities
  25. Workers' Compensation - Combinability Conclusion
  26. Workers' Compensation Audit Rules And Guidelines
  27. Workers' Compensation Audit Conclusion
  28. Workers' Compensation Coverage Checklist

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Comments

  • Re: Workers Comp
    karenskoler on Sep 22, 2008 2:19 pm
    Excellent series of articles-thanks
  • Re: Workers Comp Articles
    Jim@Larsenrisk.com on Sep 23, 2008 9:33 am
    Chris:

    Just wanted to let you know I enjoyed all your articles on this complicated yet never discussed issue of workers comp.

    Thanks again!
  • Re: Workers
    Russ Taylor on Sep 23, 2008 11:02 am
    I've worked in the insurance industry for almost 50 years, including periods as an underwriter, educator, agent and consultant. Of all the textbooks, reference sources, etc. that I have read on the subject of WC, these articles are by far the best I have ever encountered.

    Congratulations and thanks for a job well done!!

    Russ Taylor
    Risk Management Tactix
    Spring, TX
  • Re: Workers
    Janon Dykes on Sep 24, 2008 12:07 pm
    Chris - You've created an excellent resource for experienced P&C brokers and underwriters and those new to the field. Thanks for sharing your knowlege.
  • Re: Workers
    zorba on Jan 05, 2009 1:22 pm
    Chris,

    Very helpful as always! I love the WC list and will be implementing it into my work. Thank you for sharing.
  • Re: Workers
    C. Ediza on Jan 15, 2009 4:44 pm
    Thank you for a well-thought out article on WC. It contains all an agent needs plus some more. It is well organized and well written. This is a very good resource for me.
  • Re: Workers Compensation
    Jayne Minshall on Sep 03, 2009 10:16 am
    Are the series of articles on this topic, from Sept. August 2008 still available on line?
  • Re: Workers
    on Sep 03, 2009 10:25 am
    Jayne,

    Thank you for your question. No, the articles were removed and have been compiled into a book. In addition to the articles, laws for every state, first report of injury and other additional information was added to the book.

    Additionally, we are running a Webinar series based on the book in October and November (you get a free copy of the book when you sign up).
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    No_limits63 on Oct 10, 2009 9:11 pm
    Start providing assistance to a paroled prisoner to help them in society. ,
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    Mr.Carrot24 on Oct 22, 2009 5:49 am
    What would a truly nonredundant language look like? ,
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